Debt help and advice for Canadians

In-depth personal finance guides and tools to get out of debt.

Futuristic Toronto graphic: Build a better future and be debt free in Canada

Get help with debt in Canada

Debtbot provides in-depth personal finance guides and tools to Canadians in need of debt relief.

We think that everyone should have the knowledge and resources to make better financial decisions and look ahead to a brighter financial future.

Access our knowledge hub for all things money, showing you ways to reduce your bills, save money and improve your financial literacy.

Hand-picked guides

Specially selected guides that delve deeper into personal finance.

Learn about debt and credit

Take control of your money and improve your financial health.

In a nutshell

Learn about how debt works in Canada and explore many of the issues associated with debt so you can resolve your debt problems.

In a nutshell

Learn about the pros and cons of the many debt relief solutions available so you can determine which one is right for you.

In a nutshell

A consumer proposal is a legally binding agreement between you and your creditors that allows you to reduce your debt, keep your assets and stop collection action.

In a nutshell

Learn how bankruptcy allows you to freeze interest on your debts, halt legal action, end wage garnishments, and eliminate your debt.

In a nutshell

Learn how your credit score affects your financial health, discover how your credit rating impacts your credit score and how this information appears on your credit report. See what you can do to improve your credit score.

In a nutshell

A credit report can help you understand how credit products and your financial behaviour affect your credit. Learn how to access and read your credit report, understand credit checks and take steps to improve your credit report.

Recent blog posts

Keep up to date on personal finance, get helpful debt advice, and learn how to save money.

Get debt help

Schedule a free consultation with a Licensed Insolvency Trustee.

  • Experienced trustees
  • Local offices
  • Personalized plan
  • No fees

No obligation and completely confidential.

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